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Careless driving is a broad charge that police use in many different situations. Even without an accident, it can mean 6 demerit points, a big fine, and higher insurance premiums for years. The key is often proving that your actions were reasonable under the circumstances. Many people manage to have the charge reduced to a lesser offence like following too closely or improper lane change. A useful resource that explains careless driving and common defences is this one from Traffic Paralegal Services https://www.trafficparalegalservices.com/careless-driving/ It’s usually better to explore your options instead of accepting the full charge right away.